User attributes
Setup areas
Change the separate pieces that drive payday recommendations. This replaces the calculator-first landing flow with navigable product areas.
Income and pay schedule
Pay frequency, expected paycheck, anchor payday, and next payday rules.
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Bills and obligations
Rent, utilities, debt payments, insurance, and required recurring obligations.
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Spending allowances
Groceries, fuel, transportation, maintenance, and planned flexible spending.
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Checking buffer
The minimum amount that should stay in checking after every payday decision.
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Savings goals
Personal and shared goals that should be funded before money becomes safe to spend.
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