User attributes

Setup areas

Change the separate pieces that drive payday recommendations. This replaces the calculator-first landing flow with navigable product areas.

Income and pay schedule

Pay frequency, expected paycheck, anchor payday, and next payday rules.

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Bills and obligations

Rent, utilities, debt payments, insurance, and required recurring obligations.

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Spending allowances

Groceries, fuel, transportation, maintenance, and planned flexible spending.

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Checking buffer

The minimum amount that should stay in checking after every payday decision.

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Savings goals

Personal and shared goals that should be funded before money becomes safe to spend.

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