Payday safe-to-spend engine

Payday just got less dangerous.

Set up income, bills, allowances, buffers, and goals once. On payday, SuperBudge tells you what to keep, what to move, and what is actually safe to spend.

Start setupEdit attributes

The product spine

1

Income schedule

2

Bills and recurring obligations

3

Spending allowances

4

Checking buffer

5

Savings goals

6

Payday recommendation

Setup, then calculate

The landing page no longer dumps users into a calculator. It pushes them into a guided setup ritual.

Attributes stay editable

Income, bills, allowances, buffers, and goals are separate product areas instead of one muddy bill bucket.

Payday remains the wedge

The public promise is still the same: know what is safe to spend before the money disappears.

User-controlled setup

Change the attributes without rebuilding a budget.

Run first setup

Income and pay schedule

Pay frequency, expected paycheck, anchor payday, and next payday rules.

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Bills and obligations

Rent, utilities, debt payments, insurance, and required recurring obligations.

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Spending allowances

Groceries, fuel, transportation, maintenance, and planned flexible spending.

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Checking buffer

The minimum amount that should stay in checking after every payday decision.

Edit →

Savings goals

Personal and shared goals that should be funded before money becomes safe to spend.

Edit →